It may take some time before students realize their full earning potential, and it can be difficult for some graduates to keep up with their loan repayment plans.

Student loan consolidation may offer the solution, but many borrowers may be unfamiliar with the process.

These are the most common questions borrowers ask concerning student loan consolidation: When borrowers consolidate their outstanding student loans, whether the loans are Federal or private, they are essentially securing a new loan.

While the term “consolidate” implies a combing of outstanding loans, it is a misnomer.

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Even though Laurel Road does not advertise the lowest rates, they frequently offer the best rate to borrowers who shop around.

Very few students can afford to complete their education without relying on student loans to help them pay for college.

Student loans play a vital role in helping students finance their education, and without them many people would be unable to pay for college.

But student loans can also create a burden for many students.

A college degree greatly increases a person’s earning potential, but new graduates seldom reap the financial benefits right away.