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I had 16 student loans when I graduated from college, totaling ,000 across four different loan servicers. Staying on top of my debt was way more confusing and difficult than I thought it would be — or should be.Even so, I made my best efforts to keep up with my student loans.3) I get paid bi-weekly and they take out payment twice a month so is that 5 months of payments or 5 payments? With the new law, do I only need to make 5 consecutive payments to get out of garnishment, or do I need to pay money on top of that?4) Before the new law, they have told me that I would need to pay an additional 0 on top of the 15% they already take out for my wage garnishment. Ultimately, I just want to know what my rights are before approaching the company that holds my account as they have not been very helpful thus far and I don't see that changing.Wary of a potential scam or servicing error, I didn’t want to be on the hook for loans I didn’t actually owe.I did my due diligence to verify the debt and the lender to make sure it was legitimate.

There are plenty of easy-to-make mistakes that can land you in student loan default. Ultimately I wasn’t super clear on what exactly was happening with my debts.Huffington Post Reader Question Dear Steve, Student Loan in default.I have been paying my wage garnishment for almost a year.There was no easy way to keep track of all my student loans in one place. And because of my move, I never received any notices from the initial servicer of those loans.(That was actually my main motivation to found Student Loan Hero and create the kind of tool I needed when I was managing my loans.)As for those two loans I mentioned, they completely fell off my radar. So I didn’t realize I still had these debts, let alone that I was delinquent on payments and heading towards default.




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