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Application form for policy loan may be downloaded here.

GSIS offers various loans to assist members with their financial needs: Consolidated Loan, Policy Loan and Emergency Loan.

There are two kinds of compulsory GSIS life insurance programs which are automatically granted to you the day you enter government service: the Enhanced Life Policy (ELP) and the Life Endowment Policy (LEP).

ELP provides cover for you if you entered the service after July 31, 2003.

For Filipinos, extra cash is always needed to attend to short-term and long-term needs.

Members availing of a conso-loan for the first time receive a one-time automatic condonation from the outstanding penalties or surcharges incurred from these loans.

Policy Loan The Policy loan is a loan program which a member may avail from his/her GSIS life insurance policy.

You can choose to either pay your Policy Loan through monthly amortization or have it count against your existing life insurance policy contract.

The Policy Loan bears an interest of 8% compounded annually.




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