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Both programs are guaranteed by the Philippine government. Total savings plus their dividend or interest earnings are tax-free. You will never lose your money in case you lose your job or business and you are not able to continue making your monthly payments.

With many pre-need and insurance investment plans, you will lose all or a big portion of your money if you fail to continue paying.

Current Government action is inadequate due to strong pressures from other competing commercial interests, not to mention fishfeed producers.

Binmaley's town center has a Neo classical church dating back to the 17th century.

It also became famous throughout the Philippines for the outstanding academic achievements of students (and its distinctive corps of military cadets) from its Binmaley Catholic High School, especially when it was headed by a German priest, Fr. Its name roughly means "the place which became a town" or "went to town" in the Pangasinan language.

By spreading the word of this initiative, you are ensuring that Operation Smile can continue to help our sisters and brothers in the Philippines.

Operation Smile’s network of volunteers works worldwide to repair childhood facial deformities including cleft lips and cleft palates.

Caldito Arthur Dragon Arthur Hansen Yu-Chen Suen P. Diso Virgilio and Milagros Francisco Flordelis Bombarda Elizabeth Reyes-Ilagan Almosfred and Irene Arenas Mr. Rogelio Dragon Melissa Maestas Larry Horner Golden Gate Lions Club Waltrudez Lopez Mr. Sincerely, Samuel & Kay Pasag Cell # 702-203-4188Work # 702-617-4380 Together, We Can Change Lives Operation Smile mobilizes a world of generous hearts to heal children’s smiles and transform lives across the globe.

A gift made through this appeal represents a gift to the entire Operation Smile mission.

We hope you'll help us bring hope and new smiles to children suffering from facial deformities.

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