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The bank’s not responsible, since the law lets banks cash post-dated checks before the date on the check.

You could go after the person you wrote your check to, on the grounds that he broke an agreement to hold off on cashing the check.

But just about anything with the right signature on it is properly payable, including post-dated and overdrawn checks.

Post-dated checks are a risky form of do-it-yourself credit.

There are several advantages to taking postdated checks in settlement of an account balance including these: 1.

The fact that you are holding a check that will be presented to the bank for payment on a specific date places a burden on the debtor to have funds on deposit when the check is presented. In the event that the check is dishonored and the customer is sued, the existence of the check makes it harder for the customer to argue that the debt was never owed. Even if a post dated check is not honored when it is first presented, there is always the possibility that the check will clear at its second presentment, or that the creditor can tender the check to the debtor's bank on a collection basis.

The main reason the law lets banks cash post-dated checks is that it’s too hard to look at checks for their date.

To defraud someone in such a way for goods and services is illegal in all states.

You postdate a check by writing a future date on it.

People typically do this when they want to give a check to someone but aren't certain they'll have enough money in their account until a certain date to cover it.

He supposed that it is illegal because it misrepresents when the check was signed, much as it would be on a notarized document. (That is if the bank is doing their job) High Soci I've never heard of "pre-dating" a check.

I supposed that it is, in fact, legal since the date is not intended to represent the date of the signing, but rather it is to be understood that the date indicates when the check is valid. I think you're talking about the same thing that Tinker is.

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