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Let's examine the circumstances in which liquidation of your fund units would be most optimal and when it may have negative consequences.

Mutual Funds Are Not Stocks The first thing you need to understand is that mutual funds are not synonymous with stocks.

Select a mutual fund that you own from the drop-down list, then enter a quantity for the order.

Mutual-fund managers pool money invested by multiple investors and use the funds to reinvest in securities such as bonds or stocks.Mutual fund liquidations, also referred to as "full closures," are never good news.A liquidation involves the sale of all of a fund's assets and the distribution of the proceeds to the fund shareholders.If your mutual fund is yielding a lower return than you anticipated, you may be tempted to cash in your fund units and invest your money elsewhere.The rate of return of other funds may look enticing, but be careful; there are both pros and cons to the redemption of your mutual fund shares.

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