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Make the most of your purchases by getting the highest cash back, points and other rewards.Save money and pay less interest by transferring your balance to the lowest interest card.I was reading an article on debt and found your column. I have about ,000 in credit card debt, and I'm 1 month behind on my mortgage. A regular income, assuming you have one, is important for taking control of your finances. Because you use the word "probably" to describe how far behind you are on your credit card accounts, it's clear you don't have a good grasp on how much you owe, how late you are or how close you are to a foreclosure.

If you wanted to get Citi to accept a payment plan instead, even though they pulled the option off the table, you can still get on a payment plan. When the account charges off citibank will do one of three things: Here is a quick read about what banks (not just Citi), do at the point of credit card debt charge off: Assign, Sue, or Sell.

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is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances.

We inform people in all stages of life — college years, weddings, building a family, buying and selling a home and retirement.

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